Mortgage approvals on the UP!

Mortgage approvals on the UP!

Heres an interesting post from our friends at Viva Spain. If you are thinking of buying a home to live here or a holiday home, getting mortgage is easier than you may think! *43.1% of all property sales in Spain in January were financed via a mortgage!! Talk to us....
Festive Promise in the Malaga Province

Festive Promise in the Malaga Province

We at DEPinDEPendent love the celebrate, and now the interest rates in Spain have finally fallen and you have your free mortgage quote, now let’s get into the festive season! And here it is again, that time of year where people start to prepare for all kinds of enjoyable things, from finishing work, cooking up a feast, buying gifts for loved ones, drinking copious amounts of whiskey and sherry or watching festive movies for days on end with the family. Festivities aside, it is also an exciting time of year because of the promise of all things new and fresh. We like to think that next year things will be different somehow; not necessarily because the previous year was so awful but because human nature seems to dictate that there is always room for improvement. There are many ways to experience the Christmas season in Malaga province. Of course there will be many parties of varying durations and levels of decadence, but we know this isn’t for everyone. Fortunately Malaga never fails to cater for different tastes and lifestyles.       Culinary delights If you have a sweet tooth, Christmas is the time for guilt-free indulgence. The Convent Sweets Fair (or the Feria del Dulce de Convento) in Torremolinos offers sweets and pastries made in convents – we guarantee you’ll never have seen so much confectionary in your life! Well, not in Andalucia anyway. It runs from 5th – 8th December at Costa del Sol Congresses and Exhibition Palace.   Twinkling lights and all things bright For all round family fun, we recommend a visit to the gorgeous lighting...
Health on the Move: How to Find Quality Spanish Healthcare

Health on the Move: How to Find Quality Spanish Healthcare

So, you have found the house of your dreams, and received the best independent mortgage advice from DEPinDEPendent to find that mortgage in Marbella`, now there may be other things to take into consideration. Moving to Spain to live a life of luxury on one of the Costas, leaving your cares behind may well be a great idea, but it would be prudent not to leave your health behind too. In order to make that dream happen there are naturally a number of things that you’ll need to check out about living in Spain first. One of the questions that you probably want answered is whether or not Spain offers quality medical care. In short, the answer is yes. For every 1000 Spanish residents there are 4.9 doctors ­– compared to 2.8 in the UK and 2.5 in the USA. Around 10% of Spain’s GDP is spent on healthcare, and as a result of which the Spanish healthcare system is regarded as one of the best in the world. Spain also has the second highest life expectancy in the world, bested only by Japan. So that’s just one more reason to move to Spain!     The best things in life are free The best thing about healthcare in Spain is that it’s completely free. First you’ll need to check if you’re covered, but don’t worry if you’re not – you still have options! All foreigners working in Spain will need to make social security contributions, which immediately entitles them to Spanish healthcare. Spouses and children will also be covered. Self-employed workers can apply for a social security number...
The Surprising Secrets of Spanish Sherry

The Surprising Secrets of Spanish Sherry

So, you’ve found your ideal Spanish property mortgage, and what better way to celebrate than cracking open a bottle of fine Spanish sherry!  Those with a taste for the finer things in life may already be well aware that sherry comes from Spain. To be more specific, in order for a wine to be termed ‘sherry’ in European law it must come from an area known as the “Sherry Triangle” in the Cadiz province of Andalucia, between Jerez de la Frontera, Sanlucar de Barrameda and El Puerto de Santa Maria. So accept no other. Interestingly enough, the word ‘sherry’ is actually derived from Jerez, the town that has been the most famed for sherry production, and its wine-making can be traced back to the Phoenicians in the 12th century BC. In the 16th century Cadiz was sacked by Sir Francis Drake, who also made off with 2,900 barrels of sherry. After this, sherry became popular in Britain, partly for the reason that fortification made the shipping and storage of sherry easy, at a time before cooling technology was on the scene. In recent decades sherry has lost popularity and the sherry towns of Cadiz have suffered a large reduction in exports, but wine buffs have remained loyal to the unique taste of the Andalusian wine and many predict an increase in interest at home and abroad. The important thing for these enthusiasts is said to be drinking a high quality sherry, and to find the type that is right for your particular palate. There are three types of grape used to make sherry; palomino, Pedro Ximenez and moscatel. Palomino...
Spain is Still Number One for European Ex-Pats – Spanish mortgage lenders love this!

Spain is Still Number One for European Ex-Pats – Spanish mortgage lenders love this!

Most of us were hit in some way by the financial crisis, some of us worse than others. For some, the repercussions continued for years and the depressing conversations at home or at work seemed endless. The idea of getting a bank loan in Spain seemed like a far away dream, but now that it finally seems to be over. Can we think about trying to live our lives again? Is it time to escape the austerity and misery of Cameron’s Britain, or the freezing winters of Norway or New England, and seek warmer climes in a more pleasant environment? For Brits moving to Eurozone countries, the time to get a mortgage in Spain has never been better. Since the global financial crash, the pound to the euro has been increasingly strong, and this summer treated Brits to a seven and a half year peak – meaning they will get 10% more euros than last year. For those looking to buy a second home abroad, or even a replacement for their existing one, the first questions will probably be this: which country would be the best choice and where can I find a mortgage specialist to guide me through the process? Well, there are certainly options but as is often the case, there can be cons to counteract those pros. The beautiful scenery, rich culture and excellent cuisine of Italy have always been a draw for those coming from less romantic heritage, but the lengthy buying process and difficult planning permission laws can make the move a headache for many.   One man’s loss is another man’s gain 200,000...