So, you have found the house of your dreams, and received the best independent mortgage advice from DEPinDEPendent to find that mortgage in Marbella`, now there may be other things to take into consideration. Moving to Spain to live a life of luxury on one of the Costas, leaving your cares behind may well be a great idea, but it would be prudent not to leave your health behind too. In order to make that dream happen there are naturally a number of things that you’ll need to check out about living in Spain first. One of the questions that you probably want answered is whether or not Spain offers quality medical care.
In short, the answer is yes. For every 1000 Spanish residents there are 4.9 doctors – compared to 2.8 in the UK and 2.5 in the USA. Around 10% of Spain’s GDP is spent on healthcare, and as a result of which the Spanish healthcare system is regarded as one of the best in the world. Spain also has the second highest life expectancy in the world, bested only by Japan. So that’s just one more reason to move to Spain!
The best things in life are free
The best thing about healthcare in Spain is that it’s completely free. First you’ll need to check if you’re covered, but don’t worry if you’re not – you still have options! All foreigners working in Spain will need to make social security contributions, which immediately entitles them to Spanish healthcare. Spouses and children will also be covered. Self-employed workers can apply for a social security number at their local social security office by completing a TA1 form.
If you are not working in Spain but are eligible for a Spanish pension or benefits then you will be entitled to healthcare. Also, if you are eligible for a pension in an EU member country, you will only need to complete an S1 form and present it to your social security office in Spain (INSS). Simple! That’s life on the Costa Del Sol.
There’s an option for every circumstance
However, if you’re not working in Spain and not yet retired then you may need to find an affordable private healthcare insurance service, of which there are many to choose from. Not sure where to start with private healthcare providers? Acierto.com can show you a range of companies and how they compare to make this easier for you.
In Spain some hospitals and medical centres offer both public and private healthcare, whereas others are dedicated private or public services. Be sure to check the local healthcare facilities that are available in your area. Many medical centres in areas such as the Costa Del Sol offer an interpreter service, but if you’re looking for an English-speaking doctor then you may find this list useful.
In some regions the Spanish government offers the Convenio Especial which is a public health insurance scheme providing cover for a monthly fee, so be sure to check if this is available in your area.
So now that you know healthcare in Spain is easy to manage, inexpensive and quite simply excellent, your mind is put to rest and it’s time to look forward to the Costa del Sol quality of living!