Hi, my name is Larraine and I work with my daughter Chloe helping our clients apply for a mortgage and understand the interest rates in Spain. I first came to live here over 30 years ago when the border between Spain and Gibraltar was close permanently. In those days the ex pats over here didn’t trust foreign banks so much and preferred to bank in Gibraltar like Barclays or Nat West etc. Before the border was open some would actually go by boat from Estepona to Gib to draw out their Sterling, change it into Pesetas, bring it back into Spain and repeat the process a month later, having said that obviously times have changed and expats are as familiar with Spanish banks as UK ones i.e Santander
I kept thinking at the time that a UK bank to open on the Costa de Sol would clean up. Things became easier when the border opened but they still made the same trip but by car now, so a little easier.
As you have gleaned from the piece on Chloe, after we had returned to the UK I got a job with the Halifax bank and they were just opening a European Operations department. I was lucky enough to get a job in there and kept on and on about opening up in Spain. It took a bit of convincing but as my father used to say “persistence breaks resistance” and eventually Banco Halifax Hispania was born. I was there from the beginning and therefore have worked in the Spanish mortgage market for over 20 years.
My interests outside work are first and foremost reading. I could open a library with all the books I have and can lose myself completely in a book. I am also interested in politics and world affairs and get very into all the debates between the parties in the UK and world sky news. I hope that doesn’t make me sound boring…I think it is more than likely down to the fact that I just like to know everything that is going on everywhere!!!
Just to reiterate what Chloe said, we are a very caring team of 2 who will look after your interests here in Spain as if they were our own. We take pride in helping expatriates find thew right mortgage on the Costa del Sol.